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refinancing guide
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homebuying guide
Homebuying Guide

Check this out to help you make decisions about buying a home.


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Today’s Mortgage Rates

Explore the most current interest rates.


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Mortgage Calculators

Take the guesswork out of determining the cost of your home financing.

100 dollar promo

Get a second opinion on your mortgage and we’ll give you $100.

Already working with another lender or shopping around? That’s okay. One of our licensed Military Mortgage Advisors can help you make the most informed decision — at no cost, plus we’ll give you $1001 for applying.

1If you already are working with another lender, and contact AAFMAA Mortgage Services LLC (AMS) for a second opinion, we will give you a $100 Amazon Gift Card when you submit a complete mortgage application, and consent to pull credit to evaluate your situation. Then AMS will provide you with potential mortgage options including interest rates and estimated costs/fees. You are not obligated to get a mortgage with AMS. All loans are subject to credit and underwriting approval. This offer is valid on applications submitted on or before 12/31/2024.


no fees promo

Buy now and refinance later with NO lender fees.

When rates decline, we’ll make it easier for you to refinance by waiving our lender fees2.

2AAFMAA Mortgage Services LLC (AMS) will waive its lender fees when you refinance the AMS mortgage you used to purchase your home. This equates to a value of $1,500.00 (AMS will waive its standard $1,149.00 admin fee, plus provide a lender credit = $351.00). Other costs and fees may still apply, for example, a cash-out refinance would require an appraisal fee plus title insurance, applicable taxes and filing fees, and other closing costs. If you are eligible for a VA IRRRL (streamline refinance), then the appraisal may not be required. This offer is valid if you obtain your purchase mortgage through AMS on or before 12/31/2024 and then refinance that mortgage within two years of the closing date of your home purchase.


2500 dollar promo

$2,500 lender credit on a VA jumbo loan.

Increase your buying power. Use your $2,500 lender credit3 towards closing costs or to lower your interest rate.

3AAFMAA Mortgage Services LLC (AMS) will provide a $2,500 lender credit on a VA jumbo/high balance mortgage closed and funded with AMS on or before 12/31/2024. This offer cannot be combined with any other offer.